A few weeks ago I was handling up on some bidness, part of which was providing my last three tax returns. I had printed out the 2 page forms from TurboTax. The person I was meeting with was confused and asked me "Is this all there is?". She said usually someone at my income level has a more complicated return. She's a lawery type and sees a lot of tax returns. If she raised an eyebrow at mine then it's probably worth it to me to evaluate my financial situation and see if I can (or need) to do something to improve it.

I stopped going to H&R Block years ago because I got tired of giving them $100 for something I could easily do, now made even easier with TurboTax. But SHOULD I have a more complicated return? Should I be going to a CPA? Will they find things that I do in my normal everything life that can help reduce my taxes?

I don't really have a portfolio outside of my 401k. I've got a small Roth IRA and I signed up with M1 earlier this year but it will be awhile before that account grows into anything significant. I try to claim medical expenses every year but it's always below the minimum so I don't get any deductions for it. We don't have childcare expenses anymore so I don't get a break there either. When I do my taxes in TurboTax, I take all the questionnaires looking for deductions but never qualify for anything.

I'm starting to think there are things I should be doing at this point that will help get me in a better financial situation. I don't live paycheck to paycheck but it seems like at this point I should have some of my money making more money for me than it currently is.

Am I the only person that's not going to be able to retire at 55?

I don’t know enough about money either. It’s embarrassing to be honest. Should we PM Cods?

Ask Somey. He's the richest here.

Somey doesn't give out financial advice for free. That's why he's rich.

I use Turbo Tax and I'm sure I leave money on the table in the way of missed deductions. I have a buddy that saves every single receipt he gets and adds up his sales tax for the deduction. That seems like a whole lot of trouble.